CARDCENTER AS
Score · fiscal year 2025
65of 100
How to read this: the company is ahead of 80 % of small companies in the same sector in 2025. What does this mean?
Rank: 7,851 of 38,670 · Handel
Profile
Lion · Leader
High profitability, high solidity
Position against comparable companies in 2025, not a verdict on the company. Based on profitability 88 and solidity 53 out of 100 among small companies in the same sector in 2025. Methodology
Against the sector
CARDCENTER AS is 15 points above the median for small companies in the same sector in 2025.
Median score 50 among 36,110 companies.
Against small companies in the same sector in 2025: operating margin 13.7% (median 2.5%) and equity ratio 48.9% (median 38.3%).
The numbers behind the score
| Measure | Company | Median |
|---|---|---|
| Operating revenue | 61 MNOK | 3 MNOK |
| Operating margin | 13.7% | 2.5% |
| Profit margin | 13.5% | 2.2% |
| Return on assets | 46.4% | 4.0% |
| Equity ratio | 48.9% | 38.3% |
| Debt-to-equity | 1.05 | 0.99 |
| Current ratio | 1.89 | 1.70 |
| Revenue growth | – | 3.5% |
| Revenue per employee | 1.64 MNOK | 1.62 MNOK |
The median and “ahead of” refer to small companies in the same sector in 2025. The bar shows the share of companies the figure is ahead of.
With an index of 65, CARDCENTER AS does better than 80% of small companies in the same sector (36,579 companies) in 2025.
Score over time
Score over time needs at least two fiscal years with a score. It will appear when next year's figures are fetched or history is imported.
CARDCENTER AS has a score of 65 for 2025, rank 7,851 of 38,670 in the sector.
Strongest: Profitability: percentile 88 against peers, operating margin 13.7% against a median of 2.5%.
No area is clearly below its peers.
Written by fixed rules from the figures. Describes the figures, does not explain causes. Not investment or financial advice. How the summary is made
What the numbers say
CARDCENTER AS had an operating margin of 13.7% and an equity ratio of 48.9% in 2025, and ranks 7,851 of 38,670 in Handel.
This text is generated automatically from the 2025 accounts.
Three simple methods
The methods give between 9 MNOK and 73 MNOK.
| Method | Multiple | Estimate |
|---|---|---|
| P/E | 10.0 | 63 MNOK |
| EV/EBIT | 8.0 | 73 MNOK |
| P/B | 1.0 | 9 MNOK |
A mechanical estimate from public accounts, not advice. Mechanical estimate from public accounts with fixed multiples. Not a valuation and not advice to buy or sell. The multiples are provisional default values and must be adjusted per sector before the figures are used for anything. See the calculation
Worth a closer look
No rules were triggered for this year.
Indications based on the latest annual accounts from open data. Not investment or financial advice.
Financial costs were 2.3% of the debt in 2025. The policy rate averaged 4.30 % the same year. This is a plain description of what the debt cost, not a model of interest sensitivity.
Data quality
No anomalies found in the figures.
Scenario analysis: the sector's weakest year
We have no accounts for 2017, the sector's weakest year, for this company.
The sector's weakest year was 2017, with a median operating margin of −65.6%. Based on the 11 fiscal years we have. The analysis grows as more years are fetched or imported. Methodology
What the score is made of
| Profitability | 88 | weight 30% |
|---|---|---|
| Solidity | 53 | weight 25% |
| Liquidity | 54 | weight 15% |
| Growth | – | no data, left out |
| Consistency | 49 | weight 15% |
Index version 2. Data completeness 85%: the share of the weights that had data.
Questions and answers
How profitable is CARDCENTER AS?
The operating margin was 13.7% in 2025, against a median of 2.5% among small companies in the same sector. Return on assets was 46.4%.
How solid is CARDCENTER AS?
The equity ratio was 48.9% in 2025 (median 38.3%). Debt-to-equity was 1.05 (median 0.99).
What is the liquidity of CARDCENTER AS like?
The current ratio was 1.89 in 2025 (median 1.70).
How does CARDCENTER AS compare in Handel?
CARDCENTER AS ranks 7,851 of 38,670 in Handel for 2025. Among companies of the same size (small companies) it ranks 7,378 of 36,579.
From the Central Coordinating Register
- Org. no.
- 936282067
- Legal form
- AS
- Sector
- Handel (47.640)
- Size tier
- small
- Employees
- 37 registered 10 October 2026
- Founded
- 7 September 2025 1 years in operation
- Share capital
- 1.50 MNOK
- Business address
- Parkveien 23, 1405 LANGHUS (NORDRE FOLLO)
- Municipality
- Nordre Follo rank 1 of 10 in KOSTRA group 11
- Latest accounts filed
- 2025
Source: Central Coordinating Register, Brønnøysund Register Centre. The employee count is reported by the company and may be older than the accounts. See the company at the Brønnøysund Register Centre
Ownership and roles
- Chief executive
- Kevin Martin Viken
- Chair of the board
- Andreas Jødestøl Vangbo
- Board member
- Kevin Martin Viken
- Auditor
- PEDERSEN & SKOGHOLT AS
- Accountant
- VIEW GROUP AS
Source: Central Coordinating Register, fetched 29 October 2026. Only names are shown.
Owners and shareholdings will appear here once the shareholder data extract is in place.
Coming · not built yet
Error in the data?
Do you see an error in the figures or in how the company is mapped (sector, holding, group)? Let us know. Corrections require documentation.
Figures last fetched 28 October 2026.
Year by year
Trends appear once there is more than one fiscal year.
Accounts
From the Brønnøysund Register Centre, in the company's reporting currency (NOK).
| Key figure | 2025 |
|---|---|
| Operating revenue | 60.7 MNOK |
| Operating profit | 8.3 MNOK |
| Profit before tax | 8.2 MNOK |
| Net profit | 6.3 MNOK |
| Financial expenses | 0.2 MNOK |
| Total assets | 18.2 MNOK |
| Current assets | 17.6 MNOK |
| Equity | 8.9 MNOK |
| Retained earnings | 2.6 MNOK |
| Total liabilities | 9.3 MNOK |
| Current liabilities | 9.3 MNOK |
Source: Brønnøysund Register Centre (Register of Company Accounts), fetched 28 October 2026, accounts id 7106039.
Further
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