Supplier assessment

DNB Finans AS

Org. no. 816521432 · Finans og forsikring · OSLO · 263 employees

Not financial advice. The assessment is based on open data and fixed rules. It does not replace your own checks of the supplier, a credit report or the requirements of procurement law. Read more

Grade – Too little to go on: no accounts we can assess

Points– of 100, weighted

Public contracts1 last 5 years, 1 different buyers

Fiscal year– Latest annual accounts we have

We have no accounts to assess the company on.

The grade is computed by fixed rules from the accounts, the register status and the contracts in Doffin. It is not made by AI.

Assessment · written from fixed rules

We cannot grade DNB Finans AS.

We have no annual accounts to assess. It may be a new company, a company without a filing duty, or accounts that have not been filed.

Strengths

Risks

Questions to ask

Ask for the latest annual accounts or an updated interim balance sheet.

This text is put together from fixed sentences. An AI-generated assessment follows once it has been written and checked.

Contracts won in the last 5 years

1 contracts from 1 different buyers, 7.8 MNOK in total where the value is given. 0 of them had only one tender.

Contracts won in the last 5 years
Date	Buyer	Contract	Value
29 April 2026	STATSBYGG	2025/5134 - Rammeavtale for operasjonell leasing av kjøretøy og biladministrasjon	7.8 MNOK

Source: Doffin (DFØ), NLOD 2.0. The latest ten contracts are shown.

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Method

The grade is computed by fixed rules. Each area gets points from 0 to 100, and the points are weighted. Between the thresholds the points run smoothly, so a company with 38 % equity gets nearly the same as one with 40 %, not a whole step less. A missing area is left out and its weight shared among the rest. A is 80 points or more, B 65, C 50, D 35, and E below that.

Solidity (30 %): equity ratio. 0 % gives 25 points, 10 % gives 45, 20 % gives 65, 30 % gives 85 and 40 % or more gives 100, smoothly in between. Negative equity gives 0.
Liquidity (20 %): current ratio. 0.5 gives 10 points, 0.8 gives 40, 1.0 gives 55, 1.2 gives 70, 1.5 gives 85 and 2.0 or more gives 100, smoothly in between.
Profitability (20 %): average of operating and profit margin. 0 % gives 55 points, 5 % gives 80 and 10 % or more gives 100, smoothly in between. A negative margin gives 15.
Size and capacity (10 %): the largest Doffin contract against revenue. Under 10 % gives 100 points, under 30 % gives 70, under 60 % gives 40, otherwise 15. Without contracts revenue counts: 1 MNOK gives 50, 10 MNOK gives 70, 50 MNOK gives 85 and 1,000 MNOK or more gives 100, smoothly in between.
Experience from public contracts (20 %): contracts won in Doffin in the last five years. 10 or more gives 100 points, 3 gives 85 and 1 gives 65. Contracts from at least three different buyers give 10 points extra. No contracts do not count: many sound companies do not sell to the public sector, so the area is left out and its weight shared among the rest.

Hard signals override: bankruptcy or winding-up gives E, negative equity at most D, and missing annual accounts at most C.

The written assessment is written by artificial intelligence from the same figures and labelled «AI-generated». Every number in it is checked against the database before it is shown; if the check fails, text put together from fixed rules is shown. AI does not set the grade.

The assessment is an indication based on public data: the latest annual accounts from the Brønnøysund Register Centre and contracts in Doffin. It is not a credit rating and not advice to choose or reject a supplier. The page is not indexed by search engines.