Supplier assessment

Etoc AS

Org. no. 926313916 · Informasjon og kommunikasjon · BÆRUM · 11 employees

Grade B Solid basis

Points78 of 100, weighted

Public contracts4 last 5 years, 4 different buyers

Fiscal year2025 Latest annual accounts we have

The grade is computed by fixed rules from the accounts, the register status and the contracts in Doffin. It is not made by AI.

Assessment · written from fixed rules

Etoc AS gets grade B on the figures.

The accounts are solid in most areas, with a few points worth a look.

Strengths

The equity ratio is 30.7%, which gives a good buffer against losses.
The company has won 4 public contracts from 4 different buyers in the last 5 years.

Risks

Nothing to point out from the figures.

Questions to ask

Check that the figures still hold: ask for the latest interim figures if the contract is large.

This text is put together from fixed sentences. An AI-generated assessment follows once it has been written and checked.

How the grade is set

How the grade is set
Area	Points (0–100)	Weight	Basis
Solidity	85	30 %	Equity ratio 30.7%
Liquidity	65	20 %	Current ratio 1.47
Profitability	55	20 %	Operating margin 1.9%
Size and capacity	100	10 %	Largest contract against revenue, or revenue when there are no contracts
Experience from public contracts	95	20 %	Contracts and buyers in the last 5 years

Contracts won in the last 5 years

4 contracts from 4 different buyers, 17.7 MNOK in total where the value is given. 1 of them had only one tender.

Contracts won in the last 5 years
Date	Buyer	Contract	Value
31 August 2026	Kulturit AS	Anskaffelse av maskinvare til distribuert lagring	3.7 MNOK
18 March 2026	KRISTIANSAND KOMMUNE	Virtualiseringsplattform (servere)	10.0 MNOK
30 November 2023	Eksportfinansiering Norge	Ny lagringsløsning (SAN) og plattform for servermiljø	0.0 MNOK
16 November 2021	Direktoratet for samfunnssikkerhet og beredskap (DSB)	Datalagringsløsning - SAN	4.0 MNOK

Source: Doffin (DFØ), NLOD 2.0. The latest ten contracts are shown.

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Method

The grade is computed by fixed rules. Each area gets 0 to 100 points from published thresholds, and the points are weighted. A missing area is left out and its weight shared by the rest. A is 80 points or more, B 65, C 50, D 35, and E below that.

Solidity (30 %): equity ratio. 40% or more gives 100 points, 30% gives 85, 20% gives 65, 10% gives 45, 0% gives 25, and negative equity gives 0.
Liquidity (20 %): current ratio. 2.0 or more gives 100 points, 1.5 gives 85, 1.2 gives 65, 1.0 gives 45, and below 1.0 gives 15.
Profitability (20 %): average of operating margin and profit margin. 10% or more gives 100 points, 5% gives 80, 0% gives 55, and a negative margin gives 15.
Size and capacity (10 %): the largest contract in Doffin against revenue. Below 10% gives 100 points, below 30% gives 70, below 60% gives 40, otherwise 15. Without contracts, revenue counts: NOK 50m gives 85, NOK 10m gives 70, NOK 1m gives 50.
Experience from public contracts (20 %): contracts won in Doffin in the last five years. 10 or more give 100 points, 3 give 85, 1 gives 65, and none gives 40. Contracts from at least three different buyers add 10 points.

Hard signals override: bankruptcy or winding-up gives E, negative equity at most D, and missing annual accounts at most C.

The written assessment is written by artificial intelligence from the same figures and labelled «AI-generated». Every number in it is checked against the database before it is shown; if the check fails, text put together from fixed rules is shown. AI does not set the grade.

The assessment is an indication based on public data: the latest annual accounts from the Brønnøysund Register Centre and contracts in Doffin. It is not a credit rating and not advice to choose or reject a supplier. The page is not indexed by search engines.