Banqsoft AS
Score · fiscal year 2025
42of 100
How to read this: the company is ahead of 28 % of companies in the Morning class Large in the same sector in 2025. What does this mean?
Rank in the Morning class Large: 92 of 127 · What are Morning company classes?
Place in the whole sector: 1,374 of 2,025 · Informasjon og kommunikasjon
Profile
Beaver · Builder
Lower profitability, lower solidity
Position against comparable companies in 2025, not a verdict on the company. Based on profitability 35 and solidity 32 out of 100 among companies in the Morning class Large in the same sector in 2025. Methodology
Against the sector
Banqsoft AS is 9 points below the median for companies in the Morning class Large in the same sector in 2025.
Median score 51 among 127 companies.
Against companies in the Morning class Large in the same sector in 2025: operating margin 4.7% (median 7.0%) and equity ratio 18.6% (median 27.9%).
The numbers behind the score
| Measure | Company | Median |
|---|---|---|
| Operating revenue | 653 MNOK | 959 MNOK |
| Operating margin | 4.7% | 7.0% |
| Profit margin | 5.6% | 7.9% |
| Return on assets | 7.9% | 11.6% |
| Equity ratio | 18.6% | 27.9% |
| Debt-to-equity | 4.37 | 2.54 |
| Current ratio | 0.81 | 1.04 |
| Revenue growth | 20.6% | 6.5% |
| Revenue per employee | 6.73 MNOK | 5.55 MNOK |
The median and “ahead of” refer to companies in the Morning class Large in the same sector in 2025. The bar shows the share of companies the figure is ahead of.
With an index of 42, Banqsoft AS does better than 28% of companies in the Morning class Large in the same sector (127 companies) in 2025.
Score 2024–2026
- Banqsoft AS
- Median: companies in the Morning class Large in the same sector
Banqsoft AS has a score of 42 for 2025, rank 1,374 of 2,025 in the sector.
Strongest: Growth: percentile 81 against peers, revenue growth 20.6% against a median of 6.5%.
Weakest: Liquidity: percentile 22 against peers, current ratio 0.81 against a median of 1.04. Solidity: percentile 32 against peers, equity ratio 18.6% against a median of 27.9%.
Worth a closer look
- Consider strengthening liquidity: current liabilities are 1.2 times current assets. Based on: current ratio 0.81 (median 1.04).
- Strong growth with weak liquidity. Is the growth financed, or does it tie up capital the company does not have? Based on: revenue growth 20.6% (median 6.5%); current ratio 0.81 (median 1.04).
- What lies behind weak solidity, and will it last?
Written by fixed rules from the figures. Describes the figures, does not explain causes. Not investment or financial advice. How the summary is made
What the numbers say
Banqsoft AS had an operating margin of 4.7% and an equity ratio of 18.6% in 2025, and ranks 1,374 of 2,025 in Informasjon og kommunikasjon.
From 2024 to 2025: the operating margin fell from 10.4% to 4.7% and revenue grew by 21%.
Banqsoft AS did about the same as the sector in 2026, the sector's weakest year.
This text is generated automatically from the 2025 accounts.
Three simple methods
The methods give between 112 MNOK and 242 MNOK.
| Method | Multiple | Estimate |
|---|---|---|
| P/E | 10.0 | 242 MNOK |
| EV/EBIT | 8.0 | 118 MNOK |
| P/B | 1.0 | 112 MNOK |
A mechanical estimate from public accounts, not advice. Mechanical estimate from public accounts with fixed multiples. Not a valuation and not advice to buy or sell. The multiples are provisional default values and must be adjusted per sector before the figures are used for anything. See the calculation
Worth a closer look
- watch
Consider strengthening liquidity: current liabilities are 1.2 times current assets.
Based on: Current ratio 0.81 (median 1.04).
- watch
Strong growth with weak liquidity. Is the growth financed, or does it tie up capital the company does not have?
Based on: Revenue growth 20.6% (median 6.5%); Current ratio 0.81 (median 1.04).
Indications based on the latest annual accounts from open data. Not investment or financial advice.
Financial costs were 2.3% of the debt in 2025. The policy rate averaged 4.30 % the same year. This is a plain description of what the debt cost, not a model of interest sensitivity.
See interest rates, prices and exchange rates for the sector
Data quality
No anomalies found in the figures.
Scenario analysis: the sector's weakest year
The operating margin was 2.6% in 2026 (sector median 4.1%), and the equity ratio 20.4%. In the other years the operating margin averaged 7.6%.
The sector's weakest year was 2026, with a median operating margin of 4.1%. Based on the 8 fiscal years we have. The analysis grows as more years are fetched or imported. Methodology
What the score is made of
| Profitability | 35 | weight 30% |
|---|---|---|
| Solidity | 32 | weight 25% |
| Liquidity | 22 | weight 15% |
| Growth | 81 | weight 15% |
| Consistency | 51 | weight 15% |
Durability: 53 (average over 2 years)
Index version 2. Data completeness 100%: the share of the weights that had data.
Questions and answers
How profitable is Banqsoft AS?
The operating margin was 4.7% in 2025, against a median of 7.0% among companies in the Morning class Large in the same sector. Return on assets was 7.9%.
How solid is Banqsoft AS?
The equity ratio was 18.6% in 2025 (median 27.9%). Debt-to-equity was 4.37 (median 2.54).
What is the liquidity of Banqsoft AS like?
The current ratio was 0.81 in 2025 (median 1.04). Current assets did not cover current liabilities.
How does Banqsoft AS compare in Informasjon og kommunikasjon?
Banqsoft AS ranks 1,374 of 2,025 in Informasjon og kommunikasjon for 2025. Among companies in the Morning class Large it is number 92 of 127. Revenue changed by 20.6% from the year before.
Group accounts
The company is registered as part of a group, but we have no group accounts for it. Group accounts are filed by the parent company, and open data does not say which company that is.
Read the figures with care: a company in a group can look strong because of group contributions, or weak because dividends go up to the parent. The figures are indications, not the full picture.
We do not show the group structure, because open data does not say who owns whom.
From the Central Coordinating Register
- Org. no.
- 871579792
- Legal form
- AS · part of a group
- Sector
- Informasjon og kommunikasjon (62.200)
- Morning company class
- Large
- Employees
- 97 registered 10 October 2026
- Founded
- 1 October 1994 32 years in operation
- Share capital
- 1.95 MNOK
- Business address
- Østensjøveien 32, 0667 OSLO
- Municipality
- Oslo rank 63–220 of 357 in Norway
- Latest accounts filed
- 2026
- Website
- www.banqsoft.no
- LEI
- 984500C0FE37A7FF4237 renews 21 February 2027
Source: Central Coordinating Register, Brønnøysund Register Centre. The employee count is reported by the company and may be older than the accounts. See the company at the Brønnøysund Register Centre
Ownership and roles
Loading roles …
Source: Central Coordinating Register, fetched 31 October 2026. Only names are shown.
- Parent company
- No parent company: owned by persons
Source: GLEIF (Global Legal Entity Identifier Foundation), fetched 31 October 2026. The parent is the one the company itself reported to GLEIF.
Owners and shareholdings will appear here once the shareholder data extract is in place.
Coming · not built yet
Error in the data?
Do you see an error in the figures or in how the company is mapped (sector, holding, group)? Let us know. Corrections require documentation.
Figures last fetched 30 October 2026.
Year by year · 2024–2026
| Key figure | 2024 | 2025 | 2026 | Trend |
|---|---|---|---|---|
| Index | 65 | 42 | 25 | |
| Rank | 395 | 1,374 | 19 | |
| Operating margin | 10.4% | 4.7% | 2.6% | |
| Return on assets | 15.4% | 7.9% | 4.1% | |
| Equity ratio | 27.1% | 18.6% | 20.4% | |
| Current ratio | 1.09 | 0.81 | 0.88 | |
| Revenue growth | – | 20.6% | −2.2% |
Accounts
From the Brønnøysund Register Centre, in the company's reporting currency (NOK).
| Key figure | 2024 | 2025 | 2026 |
|---|---|---|---|
| Operating revenue | 541.2 MNOK | 652.9 MNOK | 638.3 MNOK |
| Operating profit | 56.5 MNOK | 30.6 MNOK | 16.7 MNOK |
| Profit before tax | 91.6 MNOK | 36.4 MNOK | 11.1 MNOK |
| Net profit | 79.4 MNOK | 24.2 MNOK | 6.3 MNOK |
| Financial expenses | 15.4 MNOK | 11.1 MNOK | 12.5 MNOK |
| Total assets | 695.2 MNOK | 602.5 MNOK | 580.3 MNOK |
| Current assets | 254.4 MNOK | 203.5 MNOK | 223.2 MNOK |
| Equity | 188.7 MNOK | 112.3 MNOK | 118.5 MNOK |
| Retained earnings | 186.8 MNOK | 110.3 MNOK | 116.6 MNOK |
| Total liabilities | 506.5 MNOK | 490.3 MNOK | 461.8 MNOK |
| Current liabilities | 234.2 MNOK | 251.7 MNOK | 254.4 MNOK |
Source: Brønnøysund Register Centre (Register of Company Accounts), fetched 30 October 2026, accounts id 6302559.
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