Koolio AS

Org. no. 920679897 · Oslo · Founded 2018

Score · fiscal year 2025

Not enough data: Not enough data (below minimum revenue)

Based on the annual accounts for 2025

Source: Register of Company Accounts and Central Coordinating RegisterFetched 8 November 2026Report an issue
Key figures · 2025

The numbers behind the score

The numbers behind the score · 2025
MeasureCompanyMedianAhead of
Operating revenue0 MNOK3 MNOK
Operating margin 94.2% 60.6% not compared
Profit margin 94.4% 61.8% shown, not part of the index
Return on assets 18.8% 13.8% not compared
Equity ratio 57.7% 83.9% not compared
Debt-to-equity 0.73 0.17 not compared
Current ratio 2.05 4.66 not compared
Revenue growth – 9.5% not compared

The median and “ahead of” refer to companies in the same sector in 2025. The bar shows the share of companies the figure is ahead of.

Over time

Score over time

Score over time needs at least two fiscal years with a score. It will appear when next year's figures are fetched or history is imported.

The industry or the company: what drove the result?

The company and its sector's drivers

Prices, rate and currency that shape the sector's year, year by year beside the operating margin of Koolio AS. The figures stand side by side; we claim no cause.

Policy rate (prosent)

Policy rate per year and the operating margin of Koolio AS
Measure202120222023202420252026
Policy rate, annual average0.081.323.544.504.304.17 (so far)
Change from the year before−0.28 percentage points+1.24 percentage points+2.22 percentage points+0.96 percentage points−0.20 percentage points−0.12 percentage points
The company's operating margin––––94.2%–

Source: Norges Bank (IR, NLOD 2.0). Source

Consumer price index (indeks (2025 = 100))

Consumer price index per year and the operating margin of Koolio AS
Measure202120222023202420252026
Consumer price index, annual average84.389.294.197.0100.0102.9 (so far)
Change from the year before+3.5%+5.8%+5.5%+3.2%+3.0%+2.9%
The company's operating margin––––94.2%–

Source: SSB (14710, CC BY 4.0). Source

Wage index: financial services (indeks)

Wage index: financial services per year and the operating margin of Koolio AS
Measure202120222023202420252026
Wage index: financial services, annual average87.190.494.298.9103.5107.3 (so far)
Change from the year before+2.9%+3.8%+4.1%+5.0%+4.6%+3.7%
The company's operating margin––––94.2%–

Source: SSB (12314, CC BY 4.0). Source

We show the drivers and the margin side by side and claim no cause. Sensitivity per company is not computed until we have at least 10 years of accounts per company: with three years such figures are false precision.

Analysis · 2025

What the numbers say

Koolio AS had an equity ratio of 57.7% in 2025. The company is not ranked: not enough data (below minimum revenue).

No large changes in the key figures from 2024 to 2025.

This text is generated automatically from the 2025 accounts.

Estimated value · 2025

Three simple methods

The methods give between 1 MNOK and 1 MNOK.

MethodInputMultipleListed basisEstimate
P/E Net profit (mean 2023–2025): 0.1 MNOK 12.3 1 MNOK 1 MNOK
EV/EBIT Operating profit: 0.1 MNOK – – not used in the sector
P/B Equity: 0.8 MNOK 1.2 1 MNOK 1 MNOK

The listed basis is the value at listed multiples. The estimate is lowered for size: a small-company premium of 4% on the cost of equity gives a value 38% lower. No separate marketability discount is applied, because the premium already allows for the company being small and unlisted.

The NACE code has no listed industry of its own in the table, so the multiples are the sector median: Bank (Money Center), Banks (Regional), Insurance (General), Investments & Asset Management, Financial Svcs. (Non-bank & Insurance).

A mechanical estimate from public accounts, not advice. A mechanical estimate from public accounts with listed multiples and fixed adjustments. Not a valuation and not advice to buy or sell. See the calculation

Indications · 2025

Worth a closer look

No rules were triggered for this year.

Indications based on the latest annual accounts from open data. Not investment or financial advice.

See interest rates, prices and exchange rates for the sector

Data quality

No anomalies found in the figures.

Stress test · 2026

Scenario analysis: the sector's weakest year

We have no accounts for 2026, the sector's weakest year, for this company.

The sector's weakest year was 2026, with a median operating margin of −13.5%. Based on the 6 fiscal years we have. The analysis grows as more years are fetched or imported. Methodology

2025

Questions and answers

How profitable is Koolio AS?

The operating margin was 94.2% in 2025, against a median of 60.6% among companies in the same sector. Return on assets was 18.8%.

How solid is Koolio AS?

The equity ratio was 57.7% in 2025 (median 83.9%). Debt-to-equity was 0.73 (median 0.17).

What is the liquidity of Koolio AS like?

The current ratio was 2.05 in 2025 (median 4.66).

Group structure · 2025

2 companies in the group according to the shareholder register for 2025. A company counts as a subsidiary when a Norwegian company owns more than half of its shares.

Private persons own 76% of the shares in Koolio AS. Persons are not shown by name.

Koolio AS has not filed group accounts in open data, so the group has no index of its own. Each company has its own accounts.

The group in figures

Sectors
Finans og forsikring (1 company) 1 of 2 companies in the tree have accounts with us. Sectors are sorted by the companies' own revenue, which includes sales between the group's companies.
Changed 2024–2025
1 company joined the group.
  • Koolio AS you are here operating · Finans og forsikring
    • Org. no. 836429052 100% owned · not in our data

Read the figures with care: a company in a group can look strong because of group contributions, or weak because dividends go up to the parent. The figures are indications, not the full picture.

Source: the Norwegian Tax Administration's shareholder register 2025 (majority owner with more than 50 % of the shares). Voting agreements and ownership through other countries are not included.

From the Central Coordinating Register

Org. no.
920679897
Legal form
AS
Sector
Finans og forsikring (64.323)
Morning company class
Micro
Employees
0–4 (not registered)
Founded
21 March 2018 8 years in operation
Share capital
0.05 MNOK
Business address
C/o Lise Fulland, Hollendergata 2A, 0191 OSLO
Municipality
Oslo rank 63–220 of 357 in Norway
Audit
Audit opted out from 4 April 2018
Latest accounts filed
2025
The company's business municipality, Oslo. The map shows the municipality, not the address. Map source: Kartverket (CC BY 4.0).

Source: Central Coordinating Register, Brønnøysund Register Centre. The employee count is reported by the company and may be older than the accounts. See the company at the Brønnøysund Register Centre

Ownership and roles

Loading roles …

Source: Central Coordinating Register, fetched 3 November 2026. Only names are shown.

Shareholders (2025)

Number of shareholders
2 (one owner holds more than half)
Largest owner
75.6%
Split
companies 0% · private persons 100% · foreign 0%
Owned from the same municipality
100%
Group chain
Ultimate owner: private person

The company is new in the shareholder register in 2025.

The portfolio: 8 of the companies it owns shares in have accounts with us, 0 of them as majority owner. The average index is 51. 1 have negative equity and 5 made a loss in the latest year.

Holds shares in: Startuplab Founders Fund IV AS (0%), Startuplab Founders Fund Iii AS (0%), Feddie Ocean Distillery AS (0%), Startuplab Founders Fund II AS (0%), Startuplab AS (2%), NJ Merchandise AS (50%), Last Woman Standing AS (6%), Founders First IV AS (6%)

Source: the Norwegian Tax Administration's shareholder register as of 2025. Figures may be older than today's ownership. Private persons are not shown by name.

Error in the data?

Do you see an error in the figures or in how the company is mapped (sector, holding, group)? Let us know. Corrections require documentation.

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Figures last fetched 8 November 2026.

Details

Year by year · 2023–2025

Key figure202320242025Trend
Index–––
Rank–––
Operating margin––94.2%
Return on assets0.0%3.2%18.8%
Equity ratio58.9%60.2%57.7%
Current ratio––2.05
Revenue growth–––

Accounts

From the Brønnøysund Register Centre, in the company's reporting currency (NOK).

Key figure202320242025
Operating revenue0.0 MNOK0.0 MNOK0.3 MNOK
Operating profit0.0 MNOK0.0 MNOK0.3 MNOK
Profit before tax0.0 MNOK0.0 MNOK0.3 MNOK
Tax expense0.0 MNOK0.0 MNOK0.1 MNOK
Net profit0.0 MNOK0.0 MNOK0.2 MNOK
Financial expenses0.0 MNOK0.0 MNOK–
Total assets0.9 MNOK1.0 MNOK1.4 MNOK
Current assets0.0 MNOK0.0 MNOK0.2 MNOK
Equity0.6 MNOK0.6 MNOK0.8 MNOK
Retained earnings0.3 MNOK0.3 MNOK0.5 MNOK
Total liabilities0.4 MNOK0.4 MNOK0.6 MNOK
Current liabilities0.0 MNOK0.0 MNOK0.1 MNOK

Source: Brønnøysund Register Centre (Register of Company Accounts), fetched 8 November 2026, accounts id 6654094.