BERNARD BYGG AS
Score · fiscal year 2025
51of 100
How to read this: the company is ahead of 53 % of small companies in the same sector in 2025. What does this mean?
Rank: 15,447 of 32,580 · Bygg og anlegg
Profile
Elephant · Steward
Lower profitability, high solidity
Position against comparable companies in 2025, not a verdict on the company. Based on profitability 47 and solidity 53 out of 100 among small companies in the same sector in 2025. Methodology
Against the sector
BERNARD BYGG AS is 1 points above the median for small companies in the same sector in 2025.
Median score 50 among 31,470 companies.
Against small companies in the same sector in 2025: operating margin 1.7% (median 3.7%) and equity ratio 43.9% (median 36.5%).
The numbers behind the score
| Measure | Company | Median |
|---|---|---|
| Operating revenue | 7 MNOK | 3 MNOK |
| Operating margin | 1.7% | 3.7% |
| Profit margin | 1.6% | 3.4% |
| Return on assets | 7.4% | 5.7% |
| Equity ratio | 43.9% | 36.5% |
| Debt-to-equity | 1.28 | 1.20 |
| Current ratio | 1.69 | 1.45 |
| Revenue growth | −16.5% | 3.0% |
The median and “ahead of” refer to small companies in the same sector in 2025. The bar shows the share of companies the figure is ahead of.
With an index of 51, BERNARD BYGG AS does better than 53% of small companies in the same sector (31,718 companies) in 2025.
Score 2023–2025
- BERNARD BYGG AS
- Median: small companies in the same sector
BERNARD BYGG AS has a score of 51 for 2025, rank 15,447 of 32,580 in the sector.
Strongest: Consistency: percentile 76 against peers.
Weakest: Growth: percentile 26 against peers, revenue growth −16.5% against a median of 3.0%.
Worth a closer look
- What lies behind weak growth, and will it last?
Written by fixed rules from the figures. Describes the figures, does not explain causes. Not investment or financial advice. How the summary is made
What the numbers say
BERNARD BYGG AS had an operating margin of 1.7% and an equity ratio of 43.9% in 2025, and ranks 15,447 of 32,580 in Bygg og anlegg.
From 2024 to 2025: the operating margin fell from 8.1% to 1.7% and the equity ratio rose from 31.7% to 43.9%.
This text is generated automatically from the 2025 accounts.
Three simple methods
The methods give between 1 MNOK and 2 MNOK.
| Method | Multiple | Estimate |
|---|---|---|
| P/E | 10.0 | 1 MNOK |
| EV/EBIT | 8.0 | 2 MNOK |
| P/B | 1.0 | 1 MNOK |
A mechanical estimate from public accounts, not advice. Mechanical estimate from public accounts with fixed multiples. Not a valuation and not advice to buy or sell. The multiples are provisional default values and must be adjusted per sector before the figures are used for anything. See the calculation
Worth a closer look
No rules were triggered for this year.
Indications based on the latest annual accounts from open data. Not investment or financial advice.
Financial costs were 1.5% of the debt in 2025. The policy rate averaged 4.30 % the same year. This is a plain description of what the debt cost, not a model of interest sensitivity.
Data quality
No anomalies found in the figures.
Scenario analysis: the sector's weakest year
We have no accounts for 2022, the sector's weakest year, for this company.
The sector's weakest year was 2022, with a median operating margin of 2.4%. Based on the 10 fiscal years we have. The analysis grows as more years are fetched or imported. Methodology
What the score is made of
| Profitability | 47 | weight 30% |
|---|---|---|
| Solidity | 53 | weight 25% |
| Liquidity | 58 | weight 15% |
| Growth | 26 | weight 15% |
| Consistency | 76 | weight 15% |
Durability: 53 (average over 3 years)
Index version 2. Data completeness 100%: the share of the weights that had data.
Questions and answers
How profitable is BERNARD BYGG AS?
The operating margin was 1.7% in 2025, against a median of 3.7% among small companies in the same sector. Return on assets was 7.4%.
How solid is BERNARD BYGG AS?
The equity ratio was 43.9% in 2025 (median 36.5%). Debt-to-equity was 1.28 (median 1.20).
What is the liquidity of BERNARD BYGG AS like?
The current ratio was 1.69 in 2025 (median 1.45).
How does BERNARD BYGG AS compare in Bygg og anlegg?
BERNARD BYGG AS ranks 15,447 of 32,580 in Bygg og anlegg for 2025. Among companies of the same size (small companies) it ranks 14,937 of 31,718. Revenue changed by −16.5% from the year before.
From the Central Coordinating Register
- Org. no.
- 924868422
- Legal form
- AS
- Sector
- Bygg og anlegg (41.000)
- Size tier
- small
- Employees
- 0–4 (not registered)
- Founded
- 3 March 2020 6 years in operation
- Share capital
- 0.03 MNOK
- Business address
- Fjordveien 3, 1363 HØVIK (BÆRUM)
- Municipality
- Bærum rank 1 of 11 in KOSTRA group 12
- Audit
- Audit opted out from 15 October 2026
- Latest accounts filed
- 2025
Source: Central Coordinating Register, Brønnøysund Register Centre. The employee count is reported by the company and may be older than the accounts. See the company at the Brønnøysund Register Centre
Ownership and roles
- Chief executive
- Wiktor Bernard Piszczan
- Chair of the board
- Wiktor Bernard Piszczan
- Accountant
- MTA GROUP AS
Source: Central Coordinating Register, fetched 29 October 2026. Only names are shown.
Owners and shareholdings will appear here once the shareholder data extract is in place.
Coming · not built yet
Error in the data?
Do you see an error in the figures or in how the company is mapped (sector, holding, group)? Let us know. Corrections require documentation.
Figures last fetched 26 October 2026.
Year by year · 2023–2025
| Key figure | 2023 | 2024 | 2025 | Trend |
|---|---|---|---|---|
| Index | 49 | 59 | 51 | |
| Rank | 15,071 | 10,255 | 15,447 | |
| Operating margin | 3.4% | 8.1% | 1.7% | |
| Return on assets | 12.3% | 25.8% | 7.4% | |
| Equity ratio | 30.3% | 31.7% | 43.9% | |
| Current ratio | 1.43 | 1.46 | 1.69 | |
| Revenue growth | – | 13.9% | −16.5% |
Accounts
From the Brønnøysund Register Centre, in the company's reporting currency (NOK).
| Key figure | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating revenue | 7.3 MNOK | 8.3 MNOK | 6.9 MNOK |
| Operating profit | 0.2 MNOK | 0.7 MNOK | 0.1 MNOK |
| Profit before tax | 0.2 MNOK | 0.7 MNOK | 0.1 MNOK |
| Net profit | 0.2 MNOK | 0.5 MNOK | 0.1 MNOK |
| Financial expenses | 0.0 MNOK | 0.0 MNOK | 0.0 MNOK |
| Total assets | 2.1 MNOK | 2.6 MNOK | 1.7 MNOK |
| Current assets | 1.7 MNOK | 2.4 MNOK | 1.5 MNOK |
| Equity | 0.6 MNOK | 0.8 MNOK | 0.7 MNOK |
| Retained earnings | 0.6 MNOK | 0.8 MNOK | 0.7 MNOK |
| Total liabilities | 1.4 MNOK | 1.8 MNOK | 1.0 MNOK |
| Current liabilities | 1.2 MNOK | 1.7 MNOK | 0.9 MNOK |
Source: Brønnøysund Register Centre (Register of Company Accounts), fetched 26 October 2026, accounts id 6873398.
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