LENDING HOLDING AS
Score · fiscal year 2025
Not enough data: Revenue not reported
Based on the annual accounts for 2025
The numbers behind the score
| Measure | Company | Median |
|---|---|---|
| Operating margin | – | 12.4% |
| Profit margin | – | 8.0% |
| Return on assets | 92.9% | 7.5% |
| Equity ratio | 78.0% | 34.0% |
| Debt-to-equity | 0.28 | 1.63 |
| Current ratio | 4.54 | 1.68 |
| Revenue growth | – | 16.2% |
The median and “ahead of” refer to companies in the same sector in 2025. The bar shows the share of companies the figure is ahead of.
Score over time
Score over time needs at least two fiscal years with a score. It will appear when next year's figures are fetched or history is imported.
What the numbers say
LENDING HOLDING AS had an equity ratio of 78.0% in 2025. The company is not ranked: revenue not reported.
From 2024 to 2025: went from a loss to a profit before tax and the equity ratio fell from 98.6% to 78.0%.
This text is generated automatically from the 2025 accounts.
Three simple methods
The methods give between 332 MNOK and 3,293 MNOK.
| Method | Multiple | Estimate |
|---|---|---|
| P/E | 10.0 | 3,293 MNOK |
| EV/EBIT | 8.0 | not meaningful |
| P/B | 1.0 | 332 MNOK |
A mechanical estimate from public accounts, not advice. Mechanical estimate from public accounts with fixed multiples. Not a valuation and not advice to buy or sell. The multiples are provisional default values and must be adjusted per sector before the figures are used for anything. See the calculation
Worth a closer look
No rules were triggered for this year.
Indications based on the latest annual accounts from open data. Not investment or financial advice.
Financial costs were 69.2% of the debt in 2025. The policy rate averaged 4.30 % the same year. This is a plain description of what the debt cost, not a model of interest sensitivity.
See interest rates, prices and exchange rates for the sector
Data quality
- watch Revenue not reported
- watch No revenue but large assets
Scenario analysis: the sector's weakest year
We have no accounts for 2022, the sector's weakest year, for this company.
The sector's weakest year was 2022, with a median operating margin of −0.5%. Based on the 10 fiscal years we have. The analysis grows as more years are fetched or imported. Methodology
Questions and answers
How profitable is LENDING HOLDING AS?
The operating margin was – in 2025, against a median of 12.4% among companies in the same sector. Return on assets was 92.9%.
How solid is LENDING HOLDING AS?
The equity ratio was 78.0% in 2025 (median 34.0%). Debt-to-equity was 0.28 (median 1.63).
What is the liquidity of LENDING HOLDING AS like?
The current ratio was 4.54 in 2025 (median 1.68).
Group accounts · 2023
25 of 100
Rank 98 of 115 groups in the Morning class Medium in Sjømat. Groups are ranked only against other groups in the same sector and class, never against single companies.
- Operating revenue, group
- 99 MNOK
- Operating profit, group
- 23 MNOK
- Profit before tax, group
- −2 MNOK
- Total assets, group
- 516 MNOK
- Equity, group
- 6 MNOK
| Key figure | The group | The company alone (2025) |
|---|---|---|
| Operating margin | 22.7% | – |
| Return on assets | 4.6% | – |
| Equity ratio | 1.2% | – |
| Current ratio | 1.18 | – |
| Revenue growth | – | – |
Same formulas and weights as the company index. Group and company are never added together, and the group accounts are not part of sector averages or company rankings.
Source: Brønnøysund Register Centre, group accounts 2023 (open data, NLOD 2.0).
We do not show the group structure, because open data does not say who owns whom.
From the Central Coordinating Register
- Org. no.
- 928021564
- Legal form
- AS
- Sector
- Sjømat (03.110)
- Employees
- 0–4 (not registered)
- Founded
- 16 September 2021 5 years in operation
- Share capital
- 0.05 MNOK
- Business address
- Ytrøyvegen 23, 6927 YTRØYGREND (SOLUND)
- Municipality
- Solund rank 5–19 of 36 in KOSTRA group 15
- Latest accounts filed
- 2025
Source: Central Coordinating Register, Brønnøysund Register Centre. The employee count is reported by the company and may be older than the accounts. See the company at the Brønnøysund Register Centre
Ownership and roles
- Chair of the board
- Øyvind Lending
- Board member
- Ronny Hjønnevåg
- Board member
- Linne Lending
- Auditor
- TELL NORGE AS
- Accountant
- AIDER AS
Source: Central Coordinating Register, fetched 29 October 2026. Only names are shown.
Owners and shareholdings will appear here once the shareholder data extract is in place.
Coming · not built yet
Error in the data?
Do you see an error in the figures or in how the company is mapped (sector, holding, group)? Let us know. Corrections require documentation.
Figures last fetched 27 October 2026.
Year by year · 2023–2025
| Key figure | 2023 | 2024 | 2025 | Trend |
|---|---|---|---|---|
| Index | – | – | – | |
| Rank | – | – | – | |
| Operating margin | – | – | – | |
| Return on assets | −0.4% | −1.2% | 92.9% | |
| Equity ratio | 99.8% | 98.6% | 78.0% | |
| Current ratio | 0.16 | 0.01 | 4.54 | |
| Revenue growth | – | – | – |
Accounts
From the Brønnøysund Register Centre, in the company's reporting currency (NOK).
| Key figure | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating revenue | – | – | – |
| Operating profit | 0.0 MNOK | −0.1 MNOK | −0.5 MNOK |
| Profit before tax | 0.0 MNOK | −0.1 MNOK | 330.0 MNOK |
| Net profit | 0.0 MNOK | −0.1 MNOK | 329.3 MNOK |
| Financial expenses | – | 0.0 MNOK | 64.6 MNOK |
| Total assets | 10.4 MNOK | 10.4 MNOK | 424.9 MNOK |
| Current assets | 0.0 MNOK | 0.0 MNOK | 423.7 MNOK |
| Equity | 10.4 MNOK | 10.3 MNOK | 331.6 MNOK |
| Retained earnings | 10.1 MNOK | 10.0 MNOK | 331.3 MNOK |
| Total liabilities | 0.0 MNOK | 0.1 MNOK | 93.3 MNOK |
| Current liabilities | 0.0 MNOK | 0.1 MNOK | 93.3 MNOK |
Source: Brønnøysund Register Centre (Register of Company Accounts), fetched 27 October 2026, accounts id 7031472.