CREDO INVEST AS
Score · fiscal year 2024
62of 100
How to read this: the company is ahead of 74 % of small companies in the same sector in 2024. What does this mean?
Rank: 7,599 of 28,783 · Handel
Profile
Elephant · Steward
Lower profitability, high solidity
Position against comparable companies in 2024, not a verdict on the company. Based on profitability 49 and solidity 89 out of 100 among small companies in the same sector in 2024. Methodology
Against the sector
CREDO INVEST AS is 12 points above the median for small companies in the same sector in 2024.
Median score 50 among 26,966 companies.
Against small companies in the same sector in 2024: operating margin −70.5% (median 2.1%) and equity ratio 96.4% (median 35.5%).
The numbers behind the score
| Measure | Company | Median |
|---|---|---|
| Operating revenue | 0 MNOK | 3 MNOK |
| Operating margin | −70.5% | 2.1% |
| Profit margin | 456.6% | 1.8% |
| Return on assets | 36.6% | 2.9% |
| Equity ratio | 96.4% | 35.5% |
| Debt-to-equity | 0.04 | 1.03 |
| Current ratio | 12.40 | 1.62 |
| Revenue growth | −74.9% | 2.6% |
The median and “ahead of” refer to small companies in the same sector in 2024. The bar shows the share of companies the figure is ahead of.
With an index of 62, CREDO INVEST AS does better than 74% of small companies in the same sector (27,072 companies) in 2024.
Score 2023–2025
- CREDO INVEST AS
- Median: small companies in the same sector
What the numbers say
CREDO INVEST AS had an operating margin of −70.5% and an equity ratio of 96.4% in 2024, and ranks 7,599 of 28,783 in Handel.
From 2023 to 2024: the operating margin fell from −17.5% to −70.5% and went from a loss to a profit before tax.
This text is generated automatically from the 2024 accounts.
Three simple methods
The methods give between 0 MNOK and 1 MNOK.
| Method | Multiple | Estimate |
|---|---|---|
| P/E | 10.0 | 1 MNOK |
| EV/EBIT | 8.0 | not meaningful |
| P/B | 1.0 | 0 MNOK |
A mechanical estimate from public accounts, not advice. Mechanical estimate from public accounts with fixed multiples. Not a valuation and not advice to buy or sell. The multiples are provisional default values and must be adjusted per sector before the figures are used for anything. See the calculation
Worth a closer look
- watch
The operating margin is lower than at three in four companies in the sector. Where do costs differ from competitors?
Based on: Operating margin −70.5% (median 2.1%).
Indications based on the latest annual accounts from open data. Not investment or financial advice.
Data quality
No anomalies found in the figures.
Scenario analysis: the sector's weakest year
We have no accounts for 2017, the sector's weakest year, for this company.
The sector's weakest year was 2017, with a median operating margin of −134.9%. Based on the 10 fiscal years we have. The analysis grows as more years are fetched or imported. Methodology
What the score is made of
| Profitability | 49 | weight 30% |
|---|---|---|
| Solidity | 89 | weight 25% |
| Liquidity | 92 | weight 15% |
| Growth | 5 | weight 15% |
| Consistency | 67 | weight 15% |
Durability: 59 (average over 2 years)
Index version 2. Data completeness 100%: the share of the weights that had data.
Questions and answers
How profitable is CREDO INVEST AS?
The operating margin was −70.5% in 2024, against a median of 2.1% among small companies in the same sector. Return on assets was 36.6%.
How solid is CREDO INVEST AS?
The equity ratio was 96.4% in 2024 (median 35.5%). Debt-to-equity was 0.04 (median 1.03).
What is the liquidity of CREDO INVEST AS like?
The current ratio was 12.40 in 2024 (median 1.62).
How does CREDO INVEST AS compare in Handel?
CREDO INVEST AS ranks 7,599 of 28,783 in Handel for 2024. Among companies of the same size (small companies) it ranks 7,145 of 27,072. Revenue changed by −74.9% from the year before.
From the Central Coordinating Register
- Org. no.
- 928517799
- Legal form
- AS
- Sector
- Handel (47.690)
- Size tier
- small
- Employees
- 0–4 (not registered)
- Founded
- 10 December 2021 4 years in operation
- Share capital
- 0.03 MNOK
- Business address
- Hinnsteinveien 12, 9415 HARSTAD
- Municipality
- Harstad rank 9–22 of 27 in KOSTRA group 9
- Latest accounts filed
- 2025
Source: Central Coordinating Register, Brønnøysund Register Centre. The employee count is reported by the company and may be older than the accounts. See the company at the Brønnøysund Register Centre
Ownership and roles
- Chair of the board
- Jan Pippo Santocono
- Auditor
- REVIGO AS
- Accountant
- BØNDERNES REGNSKAPSLAG ARL SA
Source: Central Coordinating Register, fetched 25 October 2026. Only names are shown.
Owners and shareholdings will appear here once the shareholder data extract is in place.
Coming · not built yet
Error in the data?
Do you see an error in the figures or in how the company is mapped (sector, holding, group)? Let us know. Corrections require documentation.
Figures last fetched 27 October 2026.
Year by year · 2023–2025
| Key figure | 2023 | 2024 | 2025 | Trend |
|---|---|---|---|---|
| Index | 56 | 62 | 76 | |
| Rank | 10,547 | 7,599 | 1,790 | |
| Operating margin | −17.5% | −70.5% | 8.0% | |
| Return on assets | −27.2% | 36.6% | 1.0% | |
| Equity ratio | 83.6% | 96.4% | 98.6% | |
| Current ratio | 6.09 | 12.40 | 31.65 | |
| Revenue growth | – | −74.9% | 57.9% |
Accounts
From the Brønnøysund Register Centre, in the company's reporting currency (NOK).
| Key figure | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating revenue | 0.1 MNOK | 0.0 MNOK | 0.0 MNOK |
| Operating profit | 0.0 MNOK | 0.0 MNOK | 0.0 MNOK |
| Profit before tax | 0.0 MNOK | 0.1 MNOK | 0.0 MNOK |
| Net profit | 0.0 MNOK | 0.1 MNOK | 0.0 MNOK |
| Financial expenses | 0.0 MNOK | 0.0 MNOK | 0.0 MNOK |
| Total assets | 0.0 MNOK | 0.2 MNOK | 0.2 MNOK |
| Current assets | 0.0 MNOK | 0.1 MNOK | 0.1 MNOK |
| Equity | 0.0 MNOK | 0.2 MNOK | 0.2 MNOK |
| Retained earnings | 0.0 MNOK | 0.1 MNOK | 0.1 MNOK |
| Total liabilities | 0.0 MNOK | 0.0 MNOK | 0.0 MNOK |
| Current liabilities | 0.0 MNOK | 0.0 MNOK | 0.0 MNOK |
Source: Brønnøysund Register Centre (Register of Company Accounts), fetched 27 October 2026, accounts id 6094983.
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