Pay AS
Score · fiscal year 2023
Not enough data: Not enough data (below minimum revenue)
Based on the annual accounts for 2023
The numbers behind the score
| Measure | Company | Median |
|---|---|---|
| Operating revenue | 1 MNOK | 4 MNOK |
| Operating margin | 20.0% | 2.6% |
| Profit margin | 2,534.1% | 2.0% |
| Return on assets | 78.8% | 5.7% |
| Equity ratio | 86.1% | 35.5% |
| Debt-to-equity | 0.16 | 1.26 |
| Current ratio | 26.49 | 1.79 |
| Revenue growth | – | 6.5% |
The median and “ahead of” refer to companies in the same sector in 2023. The bar shows the share of companies the figure is ahead of.
Score 2023–2025
- Pay AS
- Median: companies in the same sector
What the numbers say
Pay AS had an equity ratio of 86.1% in 2023. The company is not ranked: not enough data (below minimum revenue).
This text is generated automatically from the 2023 accounts.
Three simple methods
The methods give between 12 MNOK and 128 MNOK.
| Method | Multiple | Estimate |
|---|---|---|
| P/E | 10.0 | 128 MNOK |
| EV/EBIT | 8.0 | 12 MNOK |
| P/B | 1.0 | 14 MNOK |
A mechanical estimate from public accounts, not advice. Mechanical estimate from public accounts with fixed multiples. Not a valuation and not advice to buy or sell. The multiples are provisional default values and must be adjusted per sector before the figures are used for anything. See the calculation
Worth a closer look
- positive
Upper quartile on profitability, solidity and liquidity. What sets this company apart from the rest of the sector?
Based on: Operating margin 20.0% (median 2.6%); Equity ratio 86.1% (median 35.5%); Current ratio 26.49 (median 1.79).
Indications based on the latest annual accounts from open data. Not investment or financial advice.
Financial costs were 2.3% of the debt in 2023. The policy rate averaged 3.54 % the same year. This is a plain description of what the debt cost, not a model of interest sensitivity.
See interest rates, prices and exchange rates for the sector
Data quality
No anomalies found in the figures.
Scenario analysis: the sector's weakest year
We have no accounts for 2022, the sector's weakest year, for this company.
The sector's weakest year was 2022, with a median operating margin of 1.5%. Based on the 11 fiscal years we have. The analysis grows as more years are fetched or imported. Methodology
Questions and answers
How profitable is Pay AS?
The operating margin was 20.0% in 2023, against a median of 2.6% among companies in the same sector. Return on assets was 78.8%.
How solid is Pay AS?
The equity ratio was 86.1% in 2023 (median 35.5%). Debt-to-equity was 0.16 (median 1.26).
What is the liquidity of Pay AS like?
The current ratio was 26.49 in 2023 (median 1.79).
From the Central Coordinating Register
- Org. no.
- 991050698
- Legal form
- AS
- Sector
- Handel (47.920)
- Morning company class
- Micro
- Employees
- 0–4 (not registered)
- Founded
- 16 February 2007 19 years in operation
- Share capital
- 0.03 MNOK
- Business address
- Mellomriksvegen 424, 7514 STJØRDAL
- Municipality
- Stjørdal rank 11–20 of 27 in KOSTRA group 9
- Latest accounts filed
- 2025
- LEI
- 8945009775S63P98Y308 renews 10 November 2027
Source: Central Coordinating Register, Brønnøysund Register Centre. The employee count is reported by the company and may be older than the accounts. See the company at the Brønnøysund Register Centre
Ownership and roles
Loading roles …
Source: Central Coordinating Register, fetched 29 October 2026. Only names are shown.
- Parent company
- No parent company: owned by persons
Source: GLEIF (Global Legal Entity Identifier Foundation), fetched 31 October 2026. The parent is the one the company itself reported to GLEIF.
Owners and shareholdings will appear here once the shareholder data extract is in place.
Coming · not built yet
Error in the data?
Do you see an error in the figures or in how the company is mapped (sector, holding, group)? Let us know. Corrections require documentation.
Figures last fetched 29 October 2026.
Year by year · 2023–2025
| Key figure | 2023 | 2024 | 2025 | Trend |
|---|---|---|---|---|
| Index | – | 84 | 58 | |
| Rank | – | 445 | 7,823 | |
| Operating margin | 20.0% | −1.4% | −75.4% | |
| Return on assets | 78.8% | 47.7% | 9.1% | |
| Equity ratio | 86.1% | 91.4% | 93.8% | |
| Current ratio | 26.49 | 12.61 | 39.60 | |
| Revenue growth | – | 236.9% | −40.5% |
Accounts
From the Brønnøysund Register Centre, in the company's reporting currency (NOK).
| Key figure | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating revenue | 0.5 MNOK | 1.7 MNOK | 1.0 MNOK |
| Operating profit | 0.1 MNOK | 0.0 MNOK | −0.8 MNOK |
| Profit before tax | 12.9 MNOK | 14.7 MNOK | 0.8 MNOK |
| Net profit | 12.8 MNOK | 14.7 MNOK | 0.8 MNOK |
| Financial expenses | 0.1 MNOK | 0.3 MNOK | 2.1 MNOK |
| Total assets | 16.4 MNOK | 31.5 MNOK | 31.6 MNOK |
| Current assets | 13.2 MNOK | 10.6 MNOK | 10.8 MNOK |
| Equity | 14.1 MNOK | 28.8 MNOK | 29.6 MNOK |
| Retained earnings | 14.1 MNOK | 28.8 MNOK | 29.6 MNOK |
| Total liabilities | 2.3 MNOK | 2.7 MNOK | 2.0 MNOK |
| Current liabilities | 0.5 MNOK | 0.8 MNOK | 0.3 MNOK |
Source: Brønnøysund Register Centre (Register of Company Accounts), fetched 29 October 2026, accounts id 4821555.