Loyal Auto AS

Org. no. 998551056 · Sandnes · Founded 2012

Score · fiscal year 2023

36of 100

How to read this: the company is ahead of 30 % of companies in the Morning class Micro in the same sector in 2023. What does this mean?

Rank in the Morning class Micro: 7,389 of 10,548 · What are Morning company classes?
Place in the whole sector: 14,884 of 21,088 · Handel

Profile

Beaver · Builder

Lower profitability, lower solidity

Position against comparable companies in 2023, not a verdict on the company. Based on profitability 42 and solidity 22 out of 100 among companies in the Morning class Micro in the same sector in 2023. Methodology

Against the sector

Loyal Auto AS is 14 points below the median for companies in the Morning class Micro in the same sector in 2023.

Median score 50 among 10,539 companies.

Against companies in the Morning class Micro in the same sector in 2023: operating margin 1.2% (median 2.6%) and equity ratio 13.6% (median 35.5%).

Source: Register of Company Accounts and Central Coordinating RegisterFetched 29 October 2026Report an issue
Key figures · 2023

The numbers behind the score

The numbers behind the score · 2023
MeasureCompanyMedianAhead of
Operating revenue9 MNOK4 MNOK
Operating margin 1.2% 2.6% 42 %
Profit margin 0.8% 2.0% shown, not part of the index
Return on assets 3.5% 5.7% 43 %
Equity ratio 13.6% 35.5% 29 %
Debt-to-equity 6.35 1.26 15 %
Current ratio 1.72 1.79 48 %
Revenue growth – 6.7% not compared

The median and “ahead of” refer to companies in the Morning class Micro in the same sector in 2023. The bar shows the share of companies the figure is ahead of.

With an index of 36, Loyal Auto AS does better than 30% of companies in the Morning class Micro in the same sector (10,548 companies) in 2023.

Over time

Score 2023–2025

CompanyMedian0255075100202320242025
  • Loyal Auto AS
  • Median: companies in the Morning class Micro in the same sector
Analysis · 2023

What the numbers say

Loyal Auto AS had an operating margin of 1.2% and an equity ratio of 13.6% in 2023, and ranks 14,884 of 21,088 in Handel.

This text is generated automatically from the 2023 accounts.

Estimated value · 2023

Three simple methods

The methods give between 0 MNOK and 1 MNOK.

MethodInputMultipleEstimate
P/E Net profit: 0.1 MNOK 10.0 1 MNOK
EV/EBIT Operating profit: 0.1 MNOK
minus net debt 0.0 MNOK
8.0 1 MNOK
P/B Equity: 0.2 MNOK 1.0 0 MNOK

A mechanical estimate from public accounts, not advice. Mechanical estimate from public accounts with fixed multiples. Not a valuation and not advice to buy or sell. The multiples are provisional default values and must be adjusted per sector before the figures are used for anything. See the calculation

Indications · 2023

Worth a closer look

No rules were triggered for this year.

Indications based on the latest annual accounts from open data. Not investment or financial advice.

Financial costs were −3.4% of the debt in 2023. The policy rate averaged 3.54 % the same year. This is a plain description of what the debt cost, not a model of interest sensitivity.

See interest rates, prices and exchange rates for the sector

Data quality

No anomalies found in the figures.

Stress test · 2022

Scenario analysis: the sector's weakest year

We have no accounts for 2022, the sector's weakest year, for this company.

The sector's weakest year was 2022, with a median operating margin of 1.5%. Based on the 11 fiscal years we have. The analysis grows as more years are fetched or imported. Methodology

Components · 2023

What the score is made of

Profitability42 weight 30%
Solidity22 weight 25%
Liquidity48 weight 15%
Growth– no data, left out
Consistency33 weight 15%

Index version 2. Data completeness 85%: the share of the weights that had data.

2023

Questions and answers

How profitable is Loyal Auto AS?

The operating margin was 1.2% in 2023, against a median of 2.6% among companies in the Morning class Micro in the same sector. Return on assets was 3.5%.

How solid is Loyal Auto AS?

The equity ratio was 13.6% in 2023 (median 35.5%). Debt-to-equity was 6.35 (median 1.26).

What is the liquidity of Loyal Auto AS like?

The current ratio was 1.72 in 2023 (median 1.79).

How does Loyal Auto AS compare in Handel?

Loyal Auto AS ranks 14,884 of 21,088 in Handel for 2023. Among companies in the Morning class Micro it is number 7,389 of 10,548.

From the Central Coordinating Register

Org. no.
998551056
Legal form
AS
Sector
Handel (47.810)
Morning company class
Micro
Employees
0–4 (not registered)
Founded
18 June 2012 14 years in operation
Share capital
0.04 MNOK
Business address
Håholen 7, 4313 SANDNES
Municipality
Sandnes rank 4 of 11 in KOSTRA group 12
Latest accounts filed
2025

Source: Central Coordinating Register, Brønnøysund Register Centre. The employee count is reported by the company and may be older than the accounts. See the company at the Brønnøysund Register Centre

Ownership and roles

Loading roles …

Source: Central Coordinating Register, fetched 29 October 2026. Only names are shown.

Owners and shareholdings will appear here once the shareholder data extract is in place.

Coming · not built yet

Error in the data?

Do you see an error in the figures or in how the company is mapped (sector, holding, group)? Let us know. Corrections require documentation.

Report an issue

Figures last fetched 29 October 2026.

Details

Year by year · 2023–2025

Key figure202320242025Trend
Index365816
Rank14,8847,68821,720
Operating margin1.2%2.6%−4.9%
Return on assets3.5%21.9%−45.9%
Equity ratio13.6%28.3%−8.4%
Current ratio1.722.041.18
Revenue growth–10.6%−19.4%

Accounts

From the Brønnøysund Register Centre, in the company's reporting currency (NOK).

Key figure202320242025
Operating revenue8.8 MNOK9.7 MNOK7.8 MNOK
Operating profit0.1 MNOK0.3 MNOK−0.4 MNOK
Profit before tax0.1 MNOK0.2 MNOK−0.4 MNOK
Net profit0.1 MNOK0.2 MNOK−0.4 MNOK
Financial expenses0.0 MNOK0.0 MNOK0.0 MNOK
Total assets1.1 MNOK1.2 MNOK0.8 MNOK
Current assets1.1 MNOK1.1 MNOK0.8 MNOK
Equity0.2 MNOK0.3 MNOK−0.1 MNOK
Retained earnings0.1 MNOK0.2 MNOK−0.2 MNOK
Total liabilities1.0 MNOK0.8 MNOK0.9 MNOK
Current liabilities0.6 MNOK0.6 MNOK0.7 MNOK

Source: Brønnøysund Register Centre (Register of Company Accounts), fetched 29 October 2026, accounts id 4607987.

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