Sanida AS

Org. no. 889129662 · Bærum · Founded 2005

Score · fiscal year 2025

46of 100

How to read this: the company is ahead of 40 % of companies in the Morning class Micro in the same sector in 2025. What does this mean?

Rank in the Morning class Micro: 125 of 207 · What are Morning company classes?
Place in the whole sector: 233 of 392 · Finans og forsikring

Profile

Elephant · Steward

Lower profitability, high solidity

Position against comparable companies in 2025, not a verdict on the company. Based on profitability 9 and solidity 56 out of 100 among companies in the Morning class Micro in the same sector in 2025. Methodology

Against the sector

Sanida AS is 5 points below the median for companies in the Morning class Micro in the same sector in 2025.

Median score 51 among 207 companies.

Against companies in the Morning class Micro in the same sector in 2025: operating margin −44.5% (median 82.0%) and equity ratio 94.3% (median 91.8%).

Source: Register of Company Accounts and Central Coordinating RegisterFetched 30 October 2026Report an issue
Key figures · 2025

The numbers behind the score

The numbers behind the score · 2025
MeasureCompanyMedianAhead of
Operating revenue2 MNOK2 MNOK
Operating margin −44.5% 82.0% 7 %
Profit margin −38.9% 82.6% shown, not part of the index
Return on assets −0.5% 13.8% 11 %
Equity ratio 94.3% 91.8% 57 %
Debt-to-equity 0.06 0.08 56 %
Current ratio 11.64 9.52 53 %
Revenue growth 6,440.2% 7.6% 98 %

The median and “ahead of” refer to companies in the Morning class Micro in the same sector in 2025. The bar shows the share of companies the figure is ahead of.

With an index of 46, Sanida AS does better than 40% of companies in the Morning class Micro in the same sector (207 companies) in 2025.

Over time

Score over time

Score over time needs at least two fiscal years with a score. It will appear when next year's figures are fetched or history is imported.

Summary analysis

Sanida AS has a score of 46 for 2025, rank 233 of 392 in the sector.

Strongest: Growth: percentile 98 against peers, revenue growth 6,440.2% against a median of 7.6%.

Weakest: Profitability: percentile 9 against peers, operating margin −44.5% against a median of 82.0%. Consistency: percentile 39 against peers.

Worth a closer look

Written by fixed rules from the figures. Describes the figures, does not explain causes. Not investment or financial advice. How the summary is made

The industry or the company: what drove the result?

In 2025 the operating margin of Sanida AS rose by 1,387.0 percentage points. Comparable companies rose by a median 1.5 points. So the company did 1,385.5 points better than the industry, for reasons of its own.

The operating margin of Sanida AS against comparable companies, year by year
YearThe companyComparable (median) Change, companyChange, industryThe company's own
2025−44.5%82.0% +1,387.0 percentage points +1.5 percentage points +1,385.5 percentage points

Comparable companies are those in the same industry and Morning company class. Their change shows what hit the whole industry, the sector drivers below included. The rest is the company's own: contracts, costs, one-off items or operations. The share is approximate, and we claim no cause.

The company and its sector's drivers

Prices, rate and currency that shape the sector's year, year by year beside the operating margin of Sanida AS. The figures stand side by side; we claim no cause.

Policy rate (prosent)

Policy rate fell 0.20 percentage points in 2025; the operating margin of Sanida AS rose 1,387.0 percentage points.

Policy rate per year and the operating margin of Sanida AS
Measure202120222023202420252026
Policy rate, annual average0.081.323.544.504.304.17 (so far)
Change from the year before−0.28 percentage points+1.24 percentage points+2.22 percentage points+0.96 percentage points−0.20 percentage points−0.12 percentage points
The company's operating margin–––−1,431.5%−44.5%–

Source: Norges Bank (IR, NLOD 2.0). Source

Consumer price index (indeks (2025 = 100))

Consumer price index rose 3.0% in 2025; the operating margin of Sanida AS rose 1,387.0 percentage points.

Consumer price index per year and the operating margin of Sanida AS
Measure202120222023202420252026
Consumer price index, annual average84.389.294.197.0100.0102.9 (so far)
Change from the year before+3.5%+5.8%+5.5%+3.2%+3.0%+2.9%
The company's operating margin–––−1,431.5%−44.5%–

Source: SSB (14710, CC BY 4.0). Source

Wage index: financial services (indeks)

Wage index: financial services rose 4.6% in 2025; the operating margin of Sanida AS rose 1,387.0 percentage points.

Wage index: financial services per year and the operating margin of Sanida AS
Measure202120222023202420252026
Wage index: financial services, annual average87.190.494.298.9103.5107.3 (so far)
Change from the year before+2.9%+3.8%+4.1%+5.0%+4.6%+3.7%
The company's operating margin–––−1,431.5%−44.5%–

Source: SSB (12314, CC BY 4.0). Source

We show the drivers and the margin side by side and claim no cause. Sensitivity per company is not computed until we have at least 10 years of accounts per company: with three years such figures are false precision.

Analysis · 2025

What the numbers say

Sanida AS had an operating margin of −44.5% and an equity ratio of 94.3% in 2025, and ranks 233 of 392 in Finans og forsikring.

From 2024 to 2025: the operating margin rose from −1,431.5% to −44.5% and revenue grew by 6,440%.

This text is generated automatically from the 2025 accounts.

Estimated value · 2025

Three simple methods

The methods give between 102 MNOK and 395 MNOK.

MethodInputMultipleListed basisEstimate
P/E Net profit (mean 2023–2025): 58.9 MNOK 12.3 725 MNOK 395 MNOK
EV/EBIT Operating profit: −0.4 MNOK – – not used in the sector
P/B Equity: 156.5 MNOK 1.2 188 MNOK 102 MNOK

The listed basis is the value at listed multiples. The estimate is lowered by 46% for an unlisted company: 20% for lack of marketability and 32% for size (a small-company premium of 3% on the cost of equity).

A mechanical estimate from public accounts, not advice. A mechanical estimate from public accounts with listed multiples and fixed adjustments. Not a valuation and not advice to buy or sell. See the calculation

Indications · 2025

Worth a closer look

  • watch

    The company made a loss before tax. Are these one-off items or a pattern?

    Based on: Profit margin −38.9% (median 82.6%).

  • watch

    The operating margin is lower than at three in four companies in the sector. Where do costs differ from competitors?

    Based on: Operating margin −44.5% (median 82.0%).

Indications based on the latest annual accounts from open data. Not investment or financial advice.

See interest rates, prices and exchange rates for the sector

Data quality

No anomalies found in the figures.

Stress test · 2026

Scenario analysis: the sector's weakest year

We have no accounts for 2026, the sector's weakest year, for this company.

The sector's weakest year was 2026, with a median operating margin of −13.5%. Based on the 6 fiscal years we have. The analysis grows as more years are fetched or imported. Methodology

Components · 2025

What the score is made of

Profitability9 weight 30%
Solidity56 weight 25%
Liquidity53 weight 15%
Growth98 weight 15%
Consistency39 weight 15%

Index version 2. Data completeness 100%: the share of the weights that had data.

2025

Questions and answers

How profitable is Sanida AS?

The operating margin was −44.5% in 2025, against a median of 82.0% among companies in the Morning class Micro in the same sector. Return on assets was −0.5%. The company made a loss before tax.

How solid is Sanida AS?

The equity ratio was 94.3% in 2025 (median 91.8%). Debt-to-equity was 0.06 (median 0.08).

What is the liquidity of Sanida AS like?

The current ratio was 11.64 in 2025 (median 9.52).

How does Sanida AS compare in Finans og forsikring?

Sanida AS ranks 233 of 392 in Finans og forsikring for 2025. Among companies in the Morning class Micro it is number 125 of 207. Revenue changed by 6,440.2% from the year before.

From the Central Coordinating Register

Org. no.
889129662
Legal form
AS
Sector
Finans og forsikring (64.323)
Morning company class
Micro
Employees
0–4 (not registered)
Founded
28 November 2005 20 years in operation
Share capital
0.10 MNOK
Business address
c/o Christer Grønvold, Bregnedraget 7, 1362 HOSLE (BÆRUM)
Municipality
Bærum rank 1 of 11 in KOSTRA group 12
Latest accounts filed
2025
LEI
636700CA8E7K6LXX5A18 renews 28 April 2027
The company's business municipality, Bærum. The map shows the municipality, not the address. Map source: Kartverket (CC BY 4.0).

Source: Central Coordinating Register, Brønnøysund Register Centre. The employee count is reported by the company and may be older than the accounts. See the company at the Brønnøysund Register Centre

Ownership and roles

Loading roles …

Source: Central Coordinating Register, fetched 2 November 2026. Only names are shown.

Parent company
No parent company: owned by persons

Source: GLEIF (Global Legal Entity Identifier Foundation), fetched 31 October 2026. The parent is the one the company itself reported to GLEIF.

Shareholders (2025)

Number of shareholders
1 (one owner)
Largest owner
100.0%
Split
companies 0% · private persons 100% · foreign 0%
Owned from the same municipality
100%
Group chain
Ultimate owner: private person

Change 2007–2025: no material change in the owners.

Holds shares in: Datasteel Topco AS (2%), Fell Group AS (2%)

Source: the Norwegian Tax Administration's shareholder register as of 2025. Figures may be older than today's ownership. Private persons are not shown by name.

Error in the data?

Do you see an error in the figures or in how the company is mapped (sector, holding, group)? Let us know. Corrections require documentation.

Report an issue

Figures last fetched 30 October 2026.

Details

Year by year · 2023–2025

Key figure202320242025Trend
Index––46
Rank––233
Operating margin–−1,431.5%−44.5%
Return on assets71.0%102.4%−0.5%
Equity ratio100.0%98.1%94.3%
Current ratio–36.9011.64
Revenue growth––6,440.2%

Accounts

From the Brønnøysund Register Centre, in the company's reporting currency (NOK).

Key figure202320242025
Operating revenue–0.0 MNOK2.0 MNOK
Operating profit0.0 MNOK−0.4 MNOK−0.9 MNOK
Profit before tax0.9 MNOK176.8 MNOK−0.8 MNOK
Tax expense0.0 MNOK0.0 MNOK0.2 MNOK
Net profit0.9 MNOK176.8 MNOK−1.0 MNOK
Financial expenses–––
Total assets1.3 MNOK172.7 MNOK165.9 MNOK
Current assets1.0 MNOK119.4 MNOK109.6 MNOK
Equity1.3 MNOK169.4 MNOK156.5 MNOK
Retained earnings1.2 MNOK169.3 MNOK156.4 MNOK
Total liabilities0.0 MNOK3.2 MNOK9.4 MNOK
Current liabilities–3.2 MNOK9.4 MNOK

Source: Brønnøysund Register Centre (Register of Company Accounts), fetched 30 October 2026, accounts id 6973758.