Spz Bilskade AS
Score · fiscal year 2025
45of 100
How to read this: the company is ahead of 39 % of companies in the Morning class Small in the same sector in 2025. What does this mean?
Rank in the Morning class Small: 512 of 841 · What are Morning company classes?
Place in the whole sector: 1,583 of 2,650 · Annen tjenesteyting
Profile
Cheetah · Sprinter
High profitability, lower solidity
Position against comparable companies in 2025, not a verdict on the company. Based on profitability 72 and solidity 18 out of 100 among companies in the Morning class Small in the same sector in 2025. Methodology
Against the sector
Spz Bilskade AS is 5 points below the median for companies in the Morning class Small in the same sector in 2025.
Median score 50 among 841 companies.
Against companies in the Morning class Small in the same sector in 2025: operating margin 8.3% (median 6.0%) and equity ratio 12.2% (median 33.6%).
The numbers behind the score
| Measure | Company | Median |
|---|---|---|
| Operating revenue | 13 MNOK | 18 MNOK |
| Operating margin | 8.3% | 6.0% |
| Profit margin | 8.1% | 5.8% |
| Return on assets | 29.2% | 16.0% |
| Equity ratio | 12.2% | 33.6% |
| Debt-to-equity | 7.21 | 1.84 |
| Current ratio | 1.01 | 1.42 |
| Revenue growth | 11.7% | 5.8% |
| Revenue per employee | 1.49 MNOK | 1.50 MNOK |
The median and “ahead of” refer to companies in the Morning class Small in the same sector in 2025. The bar shows the share of companies the figure is ahead of.
With an index of 45, Spz Bilskade AS does better than 39% of companies in the Morning class Small in the same sector (841 companies) in 2025.
Score 2023–2025
- Spz Bilskade AS
- Median: companies in the Morning class Small in the same sector
Spz Bilskade AS has a score of 45 for 2025, rank 1,583 of 2,650 in the sector.
Strongest: Profitability: percentile 72 against peers, operating margin 8.3% against a median of 6.0%. Growth: percentile 68 against peers, revenue growth 11.7% against a median of 5.8%.
Weakest: Solidity: percentile 18 against peers, equity ratio 12.2% against a median of 33.6%. Liquidity: percentile 22 against peers, current ratio 1.01 against a median of 1.42.
Worth a closer look
- What lies behind weak solidity, and will it last?
- What lies behind weak liquidity, and will it last?
- The change in operating margin in 2025 was 1.6 percentage points weaker than for comparable companies: the company −1.5, the industry +0.1 points. That is the company's own, not something that hit the whole industry.
Written by fixed rules from the figures. Describes the figures, does not explain causes. Not investment or financial advice. How the summary is made
The industry or the company: what drove the result?
In 2025 the operating margin of Spz Bilskade AS fell by 1.5 percentage points. Comparable companies rose by a median 0.1 points. So the company did 1.6 points weaker than the industry, for reasons of its own.
Over 2 year-to-year changes Spz Bilskade AS moved the same way as comparable companies 1 times. About 8% of the changes in operating margin were common to the industry; the rest was the company's own.
| Year | The company | Comparable (median) | Change, company | Change, industry | The company's own |
|---|---|---|---|---|---|
| 2024 | 9.8% | 5.9% | +31.6 percentage points | +2.4 percentage points | +29.3 percentage points |
| 2025 | 8.3% | 6.0% | −1.5 percentage points | +0.1 percentage points | −1.6 percentage points |
Comparable companies are those in the same industry and Morning company class. Their change shows what hit the whole industry, the sector drivers below included. The rest is the company's own: contracts, costs, one-off items or operations. The share is approximate, and we claim no cause.
The company and its sector's drivers
Prices, rate and currency that shape the sector's year, year by year beside the operating margin of Spz Bilskade AS. The figures stand side by side; we claim no cause.
Consumer price index (indeks (2025 = 100))
Consumer price index rose 3.0% in 2025; the operating margin of Spz Bilskade AS fell 1.5 percentage points.
| Measure | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Consumer price index, annual average | 84.3 | 89.2 | 94.1 | 97.0 | 100.0 | 102.9 (so far) |
| Change from the year before | +3.5% | +5.8% | +5.5% | +3.2% | +3.0% | +2.9% |
| The company's operating margin | – | – | −21.8% | 9.8% | 8.3% | – |
Source: SSB (14710, CC BY 4.0). Source
Policy rate (prosent)
Policy rate fell 0.20 percentage points in 2025; the operating margin of Spz Bilskade AS fell 1.5 percentage points.
| Measure | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Policy rate, annual average | 0.08 | 1.32 | 3.54 | 4.50 | 4.30 | 4.17 (so far) |
| Change from the year before | −0.28 percentage points | +1.24 percentage points | +2.22 percentage points | +0.96 percentage points | −0.20 percentage points | −0.12 percentage points |
| The company's operating margin | – | – | −21.8% | 9.8% | 8.3% | – |
Source: Norges Bank (IR, NLOD 2.0). Source
Wage index: other personal services (indeks)
Wage index: other personal services rose 4.9% in 2025; the operating margin of Spz Bilskade AS fell 1.5 percentage points.
| Measure | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Wage index: other personal services, annual average | 89.0 | 93.2 | 98.3 | 103.2 | 108.3 | 111.9 (so far) |
| Change from the year before | +4.1% | +4.8% | +5.4% | +5.0% | +4.9% | +3.3% |
| The company's operating margin | – | – | −21.8% | 9.8% | 8.3% | – |
Source: SSB (12314, CC BY 4.0). Source
We show the drivers and the margin side by side and claim no cause. Sensitivity per company is not computed until we have at least 10 years of accounts per company: with three years such figures are false precision.
What the numbers say
Spz Bilskade AS had an operating margin of 8.3% and an equity ratio of 12.2% in 2025, and ranks 1,583 of 2,650 in Annen tjenesteyting.
From 2024 to 2025: the equity ratio fell from 24.8% to 12.2% and revenue grew by 12%.
This text is generated automatically from the 2025 accounts.
Three simple methods
The methods give between 1 MNOK and 5 MNOK.
| Method | Multiple | Estimate |
|---|---|---|
| P/E | 19.2 | 4 MNOK |
| EV/EBIT | 15.1 | 5 MNOK |
| P/B | 2.4 | 1 MNOK |
The listed basis is the value at listed multiples. The estimate is lowered by 51% for an unlisted company: 20% for lack of marketability and 38% for size (a small-company premium of 4% on the cost of equity).
A mechanical estimate from public accounts, not advice. A mechanical estimate from public accounts with listed multiples and fixed adjustments. Not a valuation and not advice to buy or sell. See the calculation
Worth a closer look
No rules were triggered for this year.
Indications based on the latest annual accounts from open data. Not investment or financial advice.
Financial costs were 0.9% of the debt in 2025. The policy rate averaged 4.30 % the same year. This is a plain description of what the debt cost, not a model of interest sensitivity.
See interest rates, prices and exchange rates for the sector
Data quality
No anomalies found in the figures.
Scenario analysis: the sector's weakest year
We have no accounts for 2022, the sector's weakest year, for this company.
The sector's weakest year was 2022, with a median operating margin of −0.2%. Based on the 9 fiscal years we have. The analysis grows as more years are fetched or imported. Methodology
What the score is made of
| Profitability | 72 | weight 30% |
|---|---|---|
| Solidity | 18 | weight 25% |
| Liquidity | 22 | weight 15% |
| Growth | 68 | weight 15% |
| Consistency | 36 | weight 15% |
Durability: 38 (average over 3 years)
Index version 2. Data completeness 100%: the share of the weights that had data.
Questions and answers
How profitable is Spz Bilskade AS?
The operating margin was 8.3% in 2025, against a median of 6.0% among companies in the Morning class Small in the same sector. Return on assets was 29.2%.
How solid is Spz Bilskade AS?
The equity ratio was 12.2% in 2025 (median 33.6%). Debt-to-equity was 7.21 (median 1.84).
What is the liquidity of Spz Bilskade AS like?
The current ratio was 1.01 in 2025 (median 1.42).
How does Spz Bilskade AS compare in Annen tjenesteyting?
Spz Bilskade AS ranks 1,583 of 2,650 in Annen tjenesteyting for 2025. Among companies in the Morning class Small it is number 512 of 841. Revenue changed by 11.7% from the year before.
From the Central Coordinating Register
- Org. no.
- 930634530
- Legal form
- AS
- Sector
- Annen tjenesteyting (95.310)
- Morning company class
- Small
- Employees
- 9 registered 10 September 2026
- Founded
- 21 November 2022 3 years in operation
- Share capital
- 0.20 MNOK
- Business address
- Ravnangervegen 187A, 5308 KLEPPESTØ (ASKØY)
- Municipality
- Askøy rank 12–25 of 27 in KOSTRA group 9
- Latest accounts filed
- 2025
Source: Central Coordinating Register, Brønnøysund Register Centre. The employee count is reported by the company and may be older than the accounts. See the company at the Brønnøysund Register Centre
Ownership and roles
Loading roles …
Source: Central Coordinating Register, fetched 1 November 2026. Only names are shown.
Shareholders (2025)
- Number of shareholders
- 3
- Largest owner
- 42.5%
- Split
- companies 85% · private persons 15% · foreign 0%
- Owned from the same municipality
- 74%
- Kimbre Invest AS · 42.5%
- BR Spz Holding AS · 42.5%
- 1 private persons · 15.0%
The company is new in the shareholder register in 2025.
Source: the Norwegian Tax Administration's shareholder register as of 2025. Figures may be older than today's ownership. Private persons are not shown by name.
Error in the data?
Do you see an error in the figures or in how the company is mapped (sector, holding, group)? Let us know. Corrections require documentation.
Figures last fetched 6 November 2026.
Year by year · 2023–2025
| Key figure | 2023 | 2024 | 2025 | Trend |
|---|---|---|---|---|
| Index | 8 | 61 | 45 | |
| Rank | 2,421 | 723 | 1,583 | |
| Operating margin | −21.8% | 9.8% | 8.3% | |
| Return on assets | −29.4% | 40.1% | 29.2% | |
| Equity ratio | −19.8% | 24.8% | 12.2% | |
| Current ratio | 0.80 | 1.17 | 1.01 | |
| Revenue growth | – | 514.3% | 11.7% |
Accounts
From the Brønnøysund Register Centre, in the company's reporting currency (NOK).
| Key figure | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating revenue | 1.9 MNOK | 12.0 MNOK | 13.4 MNOK |
| Operating profit | −0.4 MNOK | 1.2 MNOK | 1.1 MNOK |
| Profit before tax | −0.5 MNOK | 1.2 MNOK | 1.1 MNOK |
| Tax expense | 0.0 MNOK | 0.1 MNOK | 0.2 MNOK |
| Net profit | −0.5 MNOK | 1.0 MNOK | 0.8 MNOK |
| Financial expenses | 0.1 MNOK | 0.0 MNOK | 0.0 MNOK |
| Total assets | 1.4 MNOK | 2.9 MNOK | 3.8 MNOK |
| Current assets | 1.4 MNOK | 2.6 MNOK | 3.0 MNOK |
| Equity | −0.3 MNOK | 0.7 MNOK | 0.5 MNOK |
| Retained earnings | −0.5 MNOK | 0.5 MNOK | 0.3 MNOK |
| Total liabilities | 1.7 MNOK | 2.2 MNOK | 3.3 MNOK |
| Current liabilities | 1.7 MNOK | 2.2 MNOK | 3.0 MNOK |
Source: Brønnøysund Register Centre (Register of Company Accounts), fetched 6 November 2026, accounts id 6483727.
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